Coastal Pacific Insurance Group

Medicare, Life, Home & Auto Insurance in Southern California

Coastal Pacific Insurance Group, Inc. is an independent insurance agency serving Southern California. We help individuals and families compare Medicare, life, home and auto insurance options, with personal assistance by phone, video or in person.

Coverage we can help with

We work with individuals and families across Southern California on five main coverage areas.

Medicare Advantage

All-in-one plans that bundle hospital, medical, and often prescription drug coverage - many with $0 monthly premiums.

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Medicare Supplement

Standardized plans that work alongside Original Medicare to cover out-of-pocket costs like copays and coinsurance.

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Final Expense Life

Whole life policies designed to cover end-of-life costs so your family isn't left with unexpected debt.

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Home Insurance

Protect your home and belongings with coverage tailored to Southern California homeowners.

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Auto Insurance

Liability, comprehensive, and collision coverage for California drivers.

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Dental & Vision

Standalone dental, vision, and hearing plans that fill the gaps left by Medicare.

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How we help

We're an independent agency, which means we work for you - not for any one insurance company. We compare options across multiple carriers to find coverage that fits your needs and budget.

Tell us what you need

We start by understanding your health needs, budget, and coverage priorities - not by pushing a product.

We compare your options

As an independent agency, we work with multiple carriers to find coverage that fits - not just what one company offers.

We stay with you

After enrollment, we're still here. Questions, changes, renewals - you have a local agent to call.

Meet the agency

Coastal Pacific Insurance Group is an independent insurance agency serving Southern California. We help individuals and families navigate Medicare, life, home and auto insurance - without the pressure of a captive agent.

Our agents are licensed in California and specialize in Medicare and life insurance planning for individuals and families approaching retirement.

Southern California service area map showing Los Angeles, Orange County, and San Diego
SERVICE AREA

Serving Orange County and Southern California

Medicare: which path is right for you?

Original Medicare has two main directions. Here's a plain-language comparison to help you understand your options.

Medicare Advantage

  • Network-based - you'll typically use in-network providers
  • Often includes dental, vision, and hearing
  • Many plans have $0 monthly premiums
  • Managed by a private insurance company
Learn about Medicare Advantage

Medicare Supplement

  • Use any doctor who accepts Medicare - no networks
  • Covers gaps like copays and coinsurance
  • Predictable out-of-pocket costs
  • Works alongside Original Medicare Parts A and B
Learn about Medicare Supplement

Schedule Free Consultation

Serving Southern California - by phone, video, or in person

Hours

Monday - Friday: 9 AM - 6 PM
Saturday: 10 AM - 3 PM

(949) 328-6692

What to expect

We typically respond within one business day. No obligation, no pressure.

Get in touch

Knowledge Center

Want to learn more before you decide?

Plain-language guides on life insurance, Medicare, and more, written for California families.

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Common questions